![Logo Gold-Black.jpg](https://static.wixstatic.com/media/bba109_3cf418f380cf428d8473018eb068d6de~mv2.jpg/v1/fill/w_276,h_164,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/Logo%20Gold-Black.jpg)
SELF SELECT
![Residential Bookcase](https://static.wixstatic.com/media/11062b_9bdd03b4621d4bc9841960847d2334a4~mv2.jpg/v1/fill/w_744,h_495,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/11062b_9bdd03b4621d4bc9841960847d2334a4~mv2.jpg)
OFF THE SHELF
CREATE YOUR OWN PORTFOLIO
Intelligent Money provides a wide range of investment options, from index trackers to portfolios of well researched individual shares covering different sectors, from global large caps to technology and special opportunities.
You can mix and match between these to create your own ideal investment strategy, changing and amending your holdings and approach as you see fit. Alternatively, IM Lifestyle does all of this for you.
PH PORTFOLIOS
Active management, or stock selection, is when an investment manager researches and selects stocks they consider will outperform the markets.
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Intelligent Money offers a range of actively managed portfolios covering global household names (PH EQUITY), technology (PH TECHNOLOGY) and undervalued companies (PH OPPORTUNITIES).
![Gym Equipment](https://static.wixstatic.com/media/11062b_13eb4134e847475e8dad19ee8b34212c~mv2_d_7062_4713_s_4_2.jpg/v1/fill/w_489,h_326,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/11062b_13eb4134e847475e8dad19ee8b34212c~mv2_d_7062_4713_s_4_2.jpg)
![Behind the Scenes](https://static.wixstatic.com/media/899d27e2920e45598c62fa91069d8699.jpg/v1/fill/w_488,h_325,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/899d27e2920e45598c62fa91069d8699.jpg)
IM TRACKERS
Index Trackers are a simple and low cost way to track stockmarkets and other asset classes. If there is a market index, there will be a tracker replicating it
Intelligent Money offers two approaches to global index tracking. IM INDEX is weighted inline with global markets (so a strong US exposure) and IM OPTIMUM is managed with a stronger UK focus.
IM MONEY MARKETS
IM Money Markets is designed for investors who are looking for an alternative to holding cash balances whilst still providing a high street return on funds.
It achieves this by holding short dated Money Market products such as cash, term deposits, certificates of deposit, commercial paper, floating-rate notes, and short-dated government bonds.
![Food Market](https://static.wixstatic.com/media/11062b_263caeb4ec5d4fb0a3e41a12930b6aef~mv2.jpg/v1/fill/w_489,h_326,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/11062b_263caeb4ec5d4fb0a3e41a12930b6aef~mv2.jpg)
![Father and Daughter](https://static.wixstatic.com/media/11062b_92a7fbda98f247e28bd0964a979bffd4~mv2.jpg/v1/fill/w_488,h_325,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/11062b_92a7fbda98f247e28bd0964a979bffd4~mv2.jpg)
IM LIFESTYLE
Alternatively, IM Lifestyle provides a blend of all of the above, ready mixed for you in the right proportions at all times to uplift market returns and defend from downturns across your lifetime.
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Just let us know how long you want to invest for and what you would like to do with your money and Intelligent Money will build and manage your portfolio(s) for you.
FACTSHEETS
IM LIFESTYLE
![Geometeric Graph](https://static.wixstatic.com/media/1ab3af88d14547918a308e260a708c4d.jpg/v1/fill/w_246,h_164,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/1ab3af88d14547918a308e260a708c4d.jpg)
IM LIFESTYLE
Base: Managed Blend
Control: Target Dated
Initial: 1.5%
Annual: 1% - 0.9%
Exit: None
![Image by Milad Fakurian](https://static.wixstatic.com/media/nsplsh_126cedc94fa245b9b471a8357efd8965~mv2.jpg/v1/fill/w_246,h_164,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/nsplsh_126cedc94fa245b9b471a8357efd8965~mv2.jpg)
PH PORTFOLIOS
Base: Stocks
Control: Managed
Initial: 1.5%
Annual: 0.87% - 0.77%
Exit: None
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![White Crosses](https://static.wixstatic.com/media/11062b_fc72aa6e0c254144b90fc89461c448e4~mv2.jpg/v1/fill/w_246,h_164,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/11062b_fc72aa6e0c254144b90fc89461c448e4~mv2.jpg)
IM OPTIMUM
Base: Trackers
Control: Managed
Initial: 1.5%
Annual: 0.87% - 0.77%
Exit: None
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![Abstract Background](https://static.wixstatic.com/media/11062b_a55e6f2b44fd42639ec0a57a48875a57~mv2.jpg/v1/fill/w_242,h_161,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/11062b_a55e6f2b44fd42639ec0a57a48875a57~mv2.jpg)
IM INDEX
Base: Trackers
Control: Passive
Initial: 1.5%
Annual: 0.57% - 0.47%
Exit: None
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